Don't Get Caught With Your Pants Down!

For Immediate Release
Joe Brennan
Insurance Claims Group

Phone: 919-669-9111
Email: seotraffic8@gmail.com
Web site: http://www.insuranceclaimsgroup.com
Don't Get Caught With Your Pants Down!

Cary, NC - 11/3/2010 - More and more policyholders have been finding themselves involved with an insurance dispute over their claim damage. A settlement dispute from an insurance claim can be devastating. Most people believe that their insurance company will be there to help them. In many cases that is 100% accurate. However, with larger, more complex, and more costly claims it can feel like you have your pants down around your ankles.

Don't Get Caught With Your Pants Down!

A large fire, water from a broken pipe, tornado, or tree on the house can cause severe, high dollar damages to a building and its contents. Policyholders immediately think, "Thank the lord we're covered." Well, not so fast. Sure, you have a policy, and you're covered for the damages, but, how much will the insurance company pay compared to what the damages will cost to repair. Most policyholder's often say, "I've been with this insurance company for 45-years and never once submitted a claim." It should be simple, right? You've paid your bills all this time, you submit a bid from a reputable contractor, now the insurance company should pay it! Hmmmm, more and more on larger, more costly claims, that begin to dig deep into the insurance companies bottom line, it doesn't seem to be that easy. We'd like to believe that our insurance company will be there to take care of us in our time of need. However, many are not, especially with larger claims. Larger claims can become a battle over what should be replaced and what the insurance company believes can be saved and repaired. In my career as a claims professional I have found that many insurance companies truly wish to take care of their policyholders and provide them with the maximum amount of money their policy will allow. I've also found that there are just as many insurance companies that go out of their way to find ways not to pay policyholders all that they deserve on their claims. The Insurance Appraisal Process can be complicated unless you choose a competent, experienced appraiser that understands all aspects of the insurance appraisal clause, as well as all aspects of Insurance Appraisal Services. First, a brief overview of the insurance appraisal clause. Appraisal is a clause within most insurance policies that allows a process to settle insurance claim disputes. The claim disputes may be about damage to buildings or property. Let's say that a policyholder suffers a flood, fire, or tornado to their structure. The insurance company sends an adjuster who determines the damages to be $200,000.

However, the policyholder has a contractor that has provided an estimate for $325,000. A dispute between the two parties has begun in both the cost of repairs and the scope of damages. An agreement on the costs cannot be reached. Either the insurance company or the policyholder now has the right to demand appraisal via written request. To resolve such disputes, each party must choose an insurance appraiser. Insurance Appraisal Services is what we do.

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Claim Consulting Service – Ph: 919-669-9111 Website: http://www.insuranceclaimsgroup.com
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